Annual Percentage Yield (APY) assume all interest will remain on deposit until maturity date. Offer applicable to business and consumer customers. Twelve (12) Month Liquid Certificate of Deposit (CD) Account allows a one-time penalty free withdrawal on the account, for up to 50% of the account balance, after the first 7 (calendar) days of the account opening. A penalty may be imposed for additional withdrawals. Withdrawals may reduce account earnings. CD will automatically renew into our standard 12-month CD at maturity (Business or Consumer, depending on account type). Offer valid thru Sept. 30, 2023. All rates, fees, terms, and programs are subject to change without notice, except as required by law. All rights reserved.